Personal Retirement

Key Strategies for Leaving fund assets to Heirs

Key Strategies for Leaving fund assets to Heirs

Estate planning is a vitally important part of our financial lives — regardless of your age or financial circumstances. That’s because an estate plan not only helps ensure that your assets are distributed as you intend upon your death, it also can reduce the emotional and financial burden on your loved ones as they manage your end-of-life care and settle your estate.

Two Ways to Leave a Legacy

There are two simple strategies for investors who wish to transfer their investments in a Dreyfus fund to their heirs. Each allows you to pass assets directly to your heirs while potentially avoiding lengthy probate courtproceedings — meaning your beneficiaries won’t have to wait to access their inheritance.

• Make sure your beneficiary designations on all your retirement accounts (including your IRAs, 401(k) and other employer-sponsored retirement programs) are up to date. Be sure to check names, addresses and contact information.

• For non-retirement accounts, you can name a Transfer on Death (TOD) beneficiary. TOD registration is available for Individual and Joint Accounts (Joint Tenant With Rights of Survivorship or Tenants by Entirety) with a domestic address.

Please contact a Dreyfus Representative for a TOD Form or an Individual Retirement Account (IRA) Beneficiary Designation Form to update your account(s).

Don’t Go It Alone

We don’t just help our clients manage their assets. At Dreyfus, we build personal relationships to help meet your needs and your dreams. Most people, no matter what their level of investment experience or sophistication, can benefit from professional guidance when it comes to planning for the transfer of wealth. So don’t hesitate to call us at 1-800-443-9794 to receive our Dreyfus Wealth Transfer Kit or download the kit here.

This material has been distributed for informational purposes only and should not be considered as investment advice or a recommendation of any particular investment, strategy, investment manager or account arrangement. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. Please consult a legal, tax or investment advisor in order to determine whether an investment product or service is appropriate for a particular situation. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. The Dreyfus Corporation and MBSC Securities Corporation are companies of BNY Mellon. ©2017 MBSC Securities Corporation, Distributor, 225 Liberty Street, 19th Floor, New York, NY 10281.

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