A Tiered Approach to Your Cash Needs

Solid planning within a tiered framework can help achieve your objectives

BNY Mellon Fixed Income Solutions offers a diverse set of products that may improve income and/or return potential across the spectrum of available cash pools – and with a lower risk profile than might be expected. By creating an account plan using a “tiered” investment strategy, we can help break down your inventory of cash to provide the necessary liquidity and income potential for your overall portfolio.

Operating, Core and Strategic Cash

Structure your inventory of cash with a range of products from those designed for ready liquidity to those with moderate maturity extension that pursue higher yields, to ones with investment grade credit quality for a long-term horizon (up to a 3-year duration).

 

Operating, Core and Strategic Cash

What Sets Us Apart

 

ROBUST FUNDAMENTAL CREDIT RESEARCH

  • Independent from portfolio and risk management
  • Fundamental research performed to identify, evaluate and monitor issuers whose securities may be purchased
  • Primary analysts are assigned to each credit covered by the group

INVESTMENT EXPERTISE

  • Team process draws on diverse expertise to develop and execute strategies
  • Seasoned investment professionals — many of whom have decades of asset management experience
  • Dedicated trading team with close working relationships across the fixed income brokerage and wirehouse communities

TRANSPARENT, DISCIPLINED PROCESS

  • Ongoing communication to help ensure clients' needs are met at all times
  • Consistent implementation of strategies
  • Periodic due diligence calls with senior credit and investment professionals

RISK MANAGEMENT OVERSIGHT

  • 100% independent risk management architecture
  • Risk oversight resides at Dreyfus, BNY Mellon Asset Management North America Corporation (BNY Mellon AMNA) and BNY Mellon
  • Automated pre-trade investment guidelines and independent post-trade compliance monitoring
  • Conduct testing to identify, monitor and measure risk

WHY IT MATTERS

  • Deliver a conservative investment strategy
  • Identify and manage evolving risks to preserve and protect our clients’ investments
  • Provide a transparent and informed investment process to our partners

An investment in any money market is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Past performance is no guarantee of future results.

Diversification and asset allocation do not ensure a profit or protect against loss. 

Unlike money market funds, short duration and stable value portfolios do not seek to maintain a fixed share price or unit value, and involve higher principal risk. Short-term corporate, asset-backed and municipal securities holdings involve credit and liquidity risks and risk of principal loss.

Private funds are not registered under the Investment Company Act of 1940, as amended, and interests in Private Funds are not registered under the Securities Act of 1933. Interests in Private Funds may only be offered to Accredited Investors and Qualified Purchasers. The presentation shall not constitute an offer to sell or the solicitation of any offer to buy interests, which may only be made at the time a qualified offeree receives a confidential offering memorandum describing the offering and related subscription agreement.

Effective on January 31, 2018, The Boston Company Asset Management, LLC (TBCAM) and Standish Mellon Asset Management Company LLC (Standish) merged into Mellon Capital Management Corporation (Mellon Capital), which immediately changed its name to BNY Mellon Asset Management North America Corporation.

BNY Mellon Fixed Income Solutions provides institutional investors and intermediaries with a variety of domestic and offshore money funds and short duration separate account strategies managed by investment firms within BNY Mellon Investment Management, including the BNY Mellon Cash Investment Strategies Division of The Dreyfus Corporation (Dreyfus), BNY Mellon AMNA and The Bank of New York Mellon. Securities are offered by MBSC Securities Corporation (MBSC), a registered broker-dealer and FINRA member, through its BNY Mellon Fixed Income Division.

Institutional short duration separately managed accounts are offered either directly by BNY Mellon AMNA or, under the terms of a solicitation agreement, by Dreyfus on behalf of BNY Mellon AMNA. Bank collective funds are offered by The Bank of New York Mellon. MBSC, Dreyfus, BNY Mellon AMNA and The Bank of New York Mellon are wholly owned subsidiaries of BNY Mellon. BNY Mellon Investment Management collectively encompasses BNY Mellon’s affiliated investment management firms, wealth management services and global distribution companies. BNY Mellon is the corporate brand for The Bank of New York Mellon Corporation.

CIS-31001-2018-06-27

1Offshore Money Funds are not available to U.S. Persons (as described in the Prospectus) and may only be offered and sold in accordance with Regulation S under the Securities Act of 1933 by authorized entities.

2Available as a sub-advisory relationship.

3Private funds are not registered under the Investment Company Act of 1940, as amended, and interests in Private Funds are not registered under the Securities Act of 1933. Interests in Private Funds may only be offered to Accredited Investors and Qualified Purchasers.