BNY Mellon Stability ETF Model

Actual portfolio returns assume the reinvestment of dividends, are net of underlying fund expenses, and are net of a 2.0% annual account advisory fee, which is the maximum anticipated advisory fee. Please refer to the Important Performance Disclosures at the bottom of the page for more information. Past performance is no guarantee of future results.

Net historical hypothetical performance for the SMA strategy model shown is based on the proportionally weighted blend of the net of fees performance of the benchmarks of the underlying ETFs within the strategy (including the cash position benchmark). Returns assume the reinvestment of dividends, and are net of a 2.0% annual account advisory fee, which is the maximum anticipated advisory fee, but do not reflect underlying fund expenses which would reduce returns. Please refer to the table above for the most recent asset allocation of the model: please refer to the Important Performance Disclosures at the bottom of the page for more information.

The performance data quoted represents past performance, which is no guarantee of future results. Investment return fluctuates and an investor's shares may be worth more or less than original cost upon redemption. Performance returns for less than one year are not annualized. Current performance may be lower or higher than the performance quoted.

Index performance returns do not reflect any management fees, transaction costs or expenses. Indexes are unmanaged and one cannot invest directly in an index.

As of January 1, 2023, the Custom Stability benchmark was changed from a combination of 15% S&P 500® Index and 85% Bloomberg U.S. Aggregate Bond Index to a combination of 10% Russell 3000 Index, 5% MSCI ACWI ex-US Index, 75% Bloomberg U.S. Aggregate Bond Index and 10% Bloomberg U.S. Corporate High Yield Index for all periods.