• Seeks to provide investors with principal preservation and income.
• Invests in a diversified portfolio of ETFs from BNY Mellon and external asset managers, which are primarily comprised of income producing bonds with some exposure to stocks and alternatives.
• Model is designed to address the specific needs of investors while providing an appropriate risk tolerance.
• Includes a Municipal Bond ETF to potentially gain tax-free income in the portfolio.

Weighted Average Expense Ratio is calculated based on each of the underlying ETF's latest prospectus net expense ratio and the proportional size of each ETF's weighted position within the overall portfolio.

12-Month Portfolio Yield is the sum of the portfolio's total trailing 12-month interest and dividend payments divided by the last month's ending share price (NAV) plus any capital gains distributed over the same period. The yield shown is represented by the weighted average 12 month trailing yield of the underlying ETFs' weighted positions within the portfolio.