Annuities & Insurance

Dreyfus offers several types of insurance products to help your clients reach their goals. If you're interested in adding an insurance product to their portfolio, take some time to consider the right type of annuity:

  • Variable annuities can provide after-tax returns greater than the rate of inflation over time. Variable annuities can complement retirement holdings by providing additional growth potential, tax deferral and guaranteed income for life.
  • Fixed annuities provide principal protection during periods of market volatility while offering competitive guaranteed interest rates on initial premium.
  • Equity index annuities provide returns linked to a specified equity-based index, with a guaranteed minimum interest rate.
  • Immediate annuities ensure that your clients have an income for life.
  • Single payment whole life insurance is also tax deferred and can be an efficient asset transfer vehicle that maximizes estate value while deferring income taxes on the growth of the single payment. Unlike traditional life insurance, the investor makes just one payment which buys a guaranteed death benefit that is guaranteed to be greater than the single payment.

Dreyfus/Transamerica Triple Advantage® Variable Annuity

PROSPECTUSES

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Questions?

 

Call us at 1-800-896-2645 for additional information on any of our annuity and insurance products.

Call Transamerica at 1-877-717-8858 for additional information on the Dreyfus/Transamerica Triple Advantage Variable Annuity.

Before investing, consider the investment objectives, risks, charges and expenses of the variable annuity and its investment options. Call Dreyfus at 1-800-896-2645 or download a free prospectus and, if available, summary prospectus containing this information online. Read it carefully. Principal value, income payments and investment returns of a variable annuity will fluctuate and you may have a gain or loss when money is received or withdrawn.

 

As of January 31, 2004, The Dreyfus/Transamerica Triple Advantage Annuity was no longer available for new sales.

 

The Dreyfus/Transamerica Triple Advantage Variable Annuity is issued by the Transamerica Life Insurance Company, Cedar Rapids, IA (Contract AV696 101 145 901. May differ by state. Florida Contract Form AV704 101 145 901. Oregon Contract Form AV719 101 145 901. Not available in all states. California Certificate of Authority No. 5432). For New York residents, the Dreyfus/Transamerica Triple Advantage Variable Annuity is issued by Transamerica Financial Life Insurance Company, Harrison, NY (Policy Form AV852 101 161 702). Contract Form number may differ by state. Dreyfus is not affiliated with Transamerica or any of its affiliates. Variable annuities are available through MBSC Securities Corporation, a registered broker-dealer.

 

Annuities are issued by third party insurance companies, which are not affiliated with Dreyfus or any of its affiliates. The contract's financial guarantees are solely the responsibility of the issuing insurance company. MBSC Securities Corporation, a broker-dealer, and Dreyfus Service Organization, Inc., a licensed insurance agency, are the distributors.